Know Your Debt Rights
Free Cheat Sheet

Privacy Policy

Last reviewed

Effective date: [EFFECTIVE_DATE]

This policy explains how LGJ Enterprises LLC ("we," "us") handles information on knowyourdebtrights.com. We designed this site to collect as little as possible.

What we collect

  • Email sign-ups. If you request the FDCPA Rights Cheat Sheet, we collect your email address, your first name if you provide it, and the page you signed up from. We use Systeme.io to store this and send emails.
  • Purchases. If you buy the Letter Library, the purchase is handled by Gumroad. Gumroad collects your payment details; we receive your name, email, and purchase information. We never see your full card number.
  • Analytics. We use privacy-focused, cookieless analytics ([Cloudflare Web Analytics / Plausible — owner to confirm]) to count page views and see which pages are useful. It doesn't use cookies or track you across sites.
  • Server logs. Our hosting provider ([Cloudflare / Netlify — owner to confirm]) may process technical data such as IP addresses to deliver and secure the site.
  • Email. If you email us, we receive your message and email address.

What we don't collect

  • Our tools run entirely in your browser. Nothing you type into them is sent to us or saved.
  • We don't ask for, and you shouldn't send, account numbers, Social Security numbers, or details about your debts.
  • We don't use advertising cookies or sell your information.

Embedded videos

Videos load from YouTube's privacy-enhanced mode (youtube-nocookie.com) only after you click play. Once you play a video, YouTube's privacy policy applies.

How we use information

To send the cheat sheet and emails you signed up for, deliver products you buy, respond to messages, understand which content is useful, and keep the site secure. Every email includes an unsubscribe link.

Sharing

We share information only with the service providers above, to run the site and deliver what you asked for, or when required by law. We don't sell or rent personal information.

Your choices and rights

  • Unsubscribe anytime using the link in any email.
  • Request access or deletion by emailing [CONTACT_EMAIL].
  • Depending on where you live (for example, California), you may have additional rights to know, delete, or correct personal information, and to opt out of its sale or sharing. We don't sell or share personal information for cross-context behavioral advertising. We won't discriminate against you for exercising your rights.

Data retention

We keep email subscriber information until you unsubscribe or ask us to delete it, and purchase records as long as required for tax and accounting purposes.

Children

This site isn't directed to children under 13, and we don't knowingly collect their information.

Changes

If we change this policy, we'll update the effective date above.

Contact

LGJ Enterprises LLC · [BUSINESS_ADDRESS] · [CONTACT_EMAIL]

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